KNDO/KNDU Tri-Cities, Yakima, WA | Senior Life

Low interest rates: where you should and shouldn't invest

Updated:

In July, the St. Louis Fed reported that the effective federal funds interest rate was 0.18%. The federal funds rate is considered one of the most important interest rates in the U.S. markets. In fact, the federal funds rate has been near zero since late 2008. There are some investments you'll probably want to avoid, as well as some better choices for where to invest.

Special from CSMonitor.com

Seniors carve a niche with laptops and Facebook

Senior citizens may have come late to the digital party, but they sure know how to celebrate!

The Retired and Senior Volunteer Program

The Retired and Senior Volunteer Program (RSVP) helps individuals, age 55 and older, put their skills and life experiences to work for their communities. 

Senior Home Options

Independent Living/Retirement Communities, Assisted Living Communities, Skilled Nursing Facilities, and Adult Family Homes.  How are they different and how do you know which one is right for you?

Link

This link provides basic information about being certified as a Medicare and/or Medicaid nursing provider. Also links to laws, regulations and compliance information.  As well as what you should consider before placing a loved one in a nursing home.

Care Management

Trained professionals are here to guide you through the evaluation of physical and emotional well-being and help determine what living or care situation is best for you or your loved one.

Financial Affairs

Here we provide help finding information on investments and dealing with debt.

Medicare vs. Medicaid and more...

What is the difference between Medicare and Medicaid?  We'll explain the basics and guide you to where you can get assistance from the various agencies.

Home Care

Non-medical help, in your home, that ranges from meal prep to assistance with "activities of daily living" a few times a week to 24 hours a day.

Hospice Care

End of life care and support is supplied for the terminally ill.  This service is ordered by a doctor and is paid for by medicare.

Alzheimer's/Dementia Resources

An explanation of the difference between each and the resources to find help and support for patients and families dealing with memory loss.

Home Health Care

This section provides guidance on what home health care is and helps you find organizations to provide trained professionals, such as RN's, LPN's or agencies to come into the home to specifically address help care needs.

Real Estate & Relocation

Making a move after living in a home for years can be traumatic.  This section explains how to plan the move so the transition is positive and how elder relocation specialists can help.

Skilled Nursing & Rehabilitation

Detailed information on Skilled Nursing Facilities, some key questions to ask, plus resources, and a printable checklist.

Legal Resources

Information focusing on the specialty of Elder Law.  Frequently asked questions and additional resources to be Estate Planning, Planning for Incapacity, and Financing Long-Term Care.

Respite Services

A temporary caregiver or residential care to give a family member or primary caregiver a break.

Funeral & Memorial Planning

Resources to make sure your final wishes are carried out

Volunteers Needed!

Updated:

The Ombudsman Program trains and supports volunteers to regularly visit long-term care facilities to build relationships with residents and to address their concerns and issues.  Volunteers are needed in Asotin, Benton, Columbia, Franklin, Garfield and Walla Walla counties.

Senior Solutions
Honoring Elders

A list of definitions of common terms used in Senior Life.

Benefit estimates depend on your date of birth and on your earnings history.

Search through and apply for different benefit programs that are available.

The NCEA is a resource for policy makers, social service and health care practitioners, the justice system, researchers, advocates, and families.

If you find yourself raising your grandchildren, click here for a link to AARP's resource to a variety of tools.

OnlineCrosswords serves a wide range of crosswords lovers through a variety of online and printable crosswords puzzles with different layouts that are suitable for all levels of expertise

Available games you can play for free, right here online.

Financial Affairs

Here we provide help finding information on investments and dealing with debt.

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